Privacy Policy

Effective date: October 3, 2026

This Privacy Policy explains how Dividend Tax Desk (“we,” “us,” or “our”) collects, uses, and shares information when you visit dividendtaxdesk.com (the “site”). If you have questions, contact us at sunggyunah00@gmail.com.

Information We Collect
We collect only the information needed to run the site, respond to you, and understand how the site is used. This may include:

Information you provide: your email address, your name if you include it, and the content of your message when you email us.
Information collected automatically: technical data such as your IP address, browser type, device type, operating system, referring page, pages viewed, and the date and time of your visit. This data may be collected through server logs, cookies, and similar technologies.
How We Use Information
We use information to:

Operate, maintain, and secure the site
Respond to messages, questions, and correction requests
Understand how visitors use the site so we can improve it
Display ads, which may include personalized ads where permitted
Comply with legal obligations
Hosting
The site runs on WordPress and is hosted by Cafe24. Like most web hosts, our hosting provider may process technical data, such as IP addresses and server logs, to deliver and secure the site.

Content Delivery Network
We may use Cloudflare as a content delivery network (CDN) to help deliver the site quickly and protect it from malicious traffic. If we do, Cloudflare may process technical data such as your IP address and may set cookies needed for security and performance.

Cookies
Cookies are small text files stored on your device. The site and our service providers may use cookies and similar technologies to keep the site working, remember your preferences, measure traffic, and serve ads. You can block or delete cookies through your browser settings. If you do, some parts of the site may not work as expected.

Cookie Consent
Ads are not currently shown on this site. Before we turn on Google AdSense, we will set up a consent message from a Google-certified consent management platform, so that visitors in the European Economic Area (EEA), the UK, and Switzerland are asked for their choices before any personalized ads are served. Once that message is live, visitors in those regions can change or withdraw their choices at any time through the privacy settings it provides, or by managing cookies in their browser settings.

Advertising (Google AdSense)
We may use Google AdSense to display ads. Google and its partners, as third-party vendors, use cookies to serve ads based on your prior visits to this site and other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the internet.

You can opt out of personalized advertising by visiting Google’s Ad Settings. To learn more about how Google uses data, see How Google uses information from sites or apps that use our services. You can also learn about opting out of some third-party vendors’ use of cookies for personalized advertising at www.aboutads.info.

Analytics (Google Analytics and Site Kit)
We may use Google Analytics, including through the Google Site Kit plugin for WordPress, to understand how visitors find and use the site. Google Analytics uses cookies to collect information such as pages visited, time spent on the site, and general location derived from your IP address. We use this information in aggregate form to improve the site. You can prevent Google Analytics from collecting your data by installing the Google Analytics Opt-out Browser Add-on.

Comments
Comments are currently turned off on this site, so we do not collect comment data. If we enable comments in the future, we will update this policy.

Email Messages
Our contact page lists our email address only. When you email us, we receive your email address, your name if you include it, and the content of your message. We use this information only to respond to you and to handle your request, such as a correction report.

How We Share Information
We do not sell your personal information for money. We share information only:

With service providers that help us run the site, such as our hosting provider, CDN, analytics provider, and advertising provider, as described above
When required by law or to protect the rights, property, or safety of the site, our visitors, or others
Data Retention
We keep personal information only as long as needed for the purposes described in this policy. Email messages are kept as long as needed to respond and keep a reasonable record of the conversation. Data collected by third-party services, such as Google, is retained according to their own policies.

Your Rights
Depending on where you live, you may have the right to access, correct, or delete personal information we hold about you, or to object to or limit certain uses. To make a request, contact us at sunggyunah00@gmail.com. We may need to verify your identity before responding.

California Residents (CCPA/CPRA)
If you are a California resident, you may have the right to:

Know what personal information we collect, use, and disclose
Request deletion of your personal information
Request correction of inaccurate personal information
Opt out of the “sale” or “sharing” of personal information, including sharing for cross-context behavioral advertising
Not be discriminated against for exercising these rights
We do not sell personal information for money. However, the use of advertising cookies may be considered “sharing” under California law. You can opt out of personalized ads through Google’s Ad Settings, by managing cookies in your browser settings, or by contacting us at sunggyunah00@gmail.com.

Visitors in the EEA and UK (GDPR)
If you are in the European Economic Area or the United Kingdom, we process personal information based on your consent (for example, for non-essential cookies), our legitimate interests (for example, operating and securing the site and responding to messages), or legal obligations. You may have the right to access, correct, delete, restrict, or object to the processing of your data, to data portability, and to withdraw consent at any time. You also have the right to lodge a complaint with your local data protection authority. Your information may be processed in countries outside your own by us and our service providers.

Children’s Privacy
This site is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it.

Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and change the effective date above. Please check this page periodically.

Contact Us
If you have questions about this Privacy Policy or want to exercise your privacy rights, please contact us at sunggyunah00@gmail.com or through our contact page. See also our Disclaimer.